Who Needs an E111?

In one word – everyone. E111 is an individual healthcare system where everyone gets their own card, personalised with their name, date of birth and nationality. Children can’t access state healthcare overseas using their parents’ cards, and married couples can’t use each other’s either. Everyone needs to be covered separately, and the right card must be presented when you attend a GP appointment or go to hospital overseas.

Most people who life in the UK permanently will qualify for E111 cover. This is where things can get confusing, as whether or not you’re entitled to an E111 depends on whether you are classed as “habitually resident